Axe Micro-Enterprise Ltd.Product Portfolio

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Axe Boresha

Instant Working Capital Loan

Ideal For: Street traders, kiosk owners, retailers, and market vendors needing fast stock financing.

Axe Boresha

Unlock stock, settle bills, fuel growth.

Purpose: Provides short-term liquidity to purchase inventory, restock shelves, and manage urgent cash-flow gaps.

• Loan amount: KSh 5,000 - KSh 50,000
• Tenure: 1 to 60 days
• Repayment: Flexible daily or weekly installments via mobile money
• No collateral: Approval based on mobile transaction and business history
• Rewards: Consistent repayment unlocks higher limits and loyalty pricing

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Axe Stawi

Medium-Term Business Loan

Ideal For: Established traders, small wholesalers, and service businesses scaling beyond short-term financing.

Axe Stawi

Grow your business sustainably.

Purpose: Supports business expansion, equipment upgrades, and supplier payments for SMEs with proven financial stability.

• Loan amount: KSh 50,000 - KSh 500,000
• Tenure: 3 to 12 months
• Repayment: Monthly installments to match mid-term cash-flow plans
• Interest: Transparent flat rate, no hidden fees

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Axe Asset

Micro-Asset Finance

Ideal For: Micro-manufacturers, food vendors, and delivery businesses seeking productive assets to boost revenue.

Axe Asset

Own the tools that power your business.

Purpose: Provides financing for essential business assets such as fridges, delivery bikes, sewing machines, and digital tools.

• Loan amount: KSh 20,000 - KSh 100,000
• Tenure: 3 to 12 months
• Ownership model: Customer takes possession after final payment
• Partnership network: Access discounted equipment from vetted suppliers

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Axe Supplier Credit

Distributor & Merchant Financing

Ideal For: Wholesalers, retailers, and distributors managing inventory turnover and seasonal demand.

Axe Supplier Credit

Stronger supply chains, smarter financing.

Purpose: Provides instant invoice financing and supplier-linked credit to help merchants restock through approved partners.

• Embedded model: Loan linked directly to supplier orders
• Loan amount: KSh 10,000 - KSh 250,000
• Tenure: 14 to 45 days, aligned with sales cycles
• Repayment: Auto-deducted from mobile collections or supplier settlements

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Axe Flex

Digital Revolving Credit Line

Ideal For: Frequent borrowers, traders, and mobile entrepreneurs who prefer flexible recurring credit access.

Axe Flex

Borrow, repay, and borrow again with one flexible credit line.

Purpose: A revolving digital credit line that provides ongoing access to capital without reapplying for each loan.

• Credit limit: KSh 3,000 - KSh 200,000
• Instant access: Withdraw anytime via the Axe App or USSD
• Interest: Charged only on the amount used
• Repayment: Flexible weekly or monthly repayment plans

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Axe Agri-Boost

Farm & Agribusiness Financing

Ideal For: Smallholder farmers, agro-dealers, dairy farmers, and agri-traders seeking seasonal credit and growth support.

Axe Agri-Boost

Empowering farmers, feeding the nation.

Purpose: Provides tailored financing for smallholder farmers, agri-traders, and input cooperatives from planting through harvest.

• Loan amount: KSh 5,000 - 500,000
• Tenure: 3 - 9 months, aligned to crop cycles
• Financing for: Inputs (seeds, fertilizers), tools, irrigation, machinery
• Flexible repayment: post-harvest or per-cycle basis
• Partnerships with ag-tech platforms and cooperatives
• Optional training on basic budgeting and farm business management